Exact transfer tax rates, recording fees, and title insurance costs for Washington DC home buyers and sellers. Updated for 2026.
Maintained by MyClosingCost.com · Last updated September 10, 2026
Calculate for a Specific DC Address →Calculations use the rate records linked below. A verified label means the database record received human review; all estimates should still be confirmed for a specific transaction.
Closing costs in Washington DC typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the MyClosingCost.com calculator for an exact estimate on any Washington DC address.
Yes. Washington DC imposes a transfer tax of Varies by jurisdiction, typically paid by the split.
In Washington DC, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The MyClosingCost.com calculator shows both buyer and seller totals side by side.
Owner's title insurance in Washington DC costs approximately ~$2,213 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.
Deed recording fees in Washington DC counties average approximately $37. Fees vary by county recorder and by the number of pages in your deed.
Yes. MyClosingCost.com covers all Washington DC counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.