HomeClosing Costs by StateVermont

Closing Costs in Vermont (2026 Guide)

Exact transfer tax rates, recording fees, and title insurance costs for Vermont home buyers and sellers. Updated for 2026.

Calculate for a Specific VT Address →

Vermont Closing Cost Summary

State Transfer Tax
Varies by jurisdiction
Paid by: buyer
Deed Recording Fee
Varies by county
Set by county recorder
Owner's Title Insurance
~$2,325 on a $450K home
On a $450K home
Sample Transfer Tax
On a $450K sale
Note: Vermont may have additional county and municipal transfer taxes on top of the state rate. Local rates vary significantly. The calculator accounts for all layers for any specific address.
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Vermont Closing Cost FAQ

How much are closing costs in Vermont?

Closing costs in Vermont typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the myClosingCost calculator for an exact estimate on any Vermont address.

Does Vermont have a real estate transfer tax?

Yes. Vermont imposes a transfer tax of Varies by jurisdiction, typically paid by the buyer.

Who pays closing costs in Vermont — buyer or seller?

In Vermont, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The myClosingCost calculator shows both buyer and seller totals side by side.

How much is title insurance in Vermont?

Owner's title insurance in Vermont costs approximately ~$2,325 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.

How much are recording fees in Vermont?

Recording fees in Vermont are set by each county recorder and typically range from $25 to $200 for a standard deed.

Can I calculate closing costs for a specific Vermont address?

Yes. myClosingCost covers all Vermont counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.

Closing Costs by State

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