HomeClosing Costs by StateMaine

Closing Costs in Maine (2026 Guide)

Exact transfer tax rates, recording fees, and title insurance costs for Maine home buyers and sellers. Updated for 2026.

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Maine Closing Cost Summary

State Transfer Tax
$2.20 per $500 of sale price
Paid by: split
Deed Recording Fee
Varies by county
Set by county recorder
Owner's Title Insurance
~$2,325 on a $450K home
On a $450K home
Sample Transfer Tax
$1,980
On a $450K sale
Note: Maine may have additional county and municipal transfer taxes on top of the state rate. Local rates vary significantly. The calculator accounts for all layers for any specific address.
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Maine Closing Cost FAQ

How much are closing costs in Maine?

Closing costs in Maine typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the myClosingCost calculator for an exact estimate on any Maine address.

Does Maine have a real estate transfer tax?

Yes. Maine imposes a transfer tax of $2.20 per $500 of sale price, typically paid by the split.

Who pays closing costs in Maine — buyer or seller?

In Maine, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The myClosingCost calculator shows both buyer and seller totals side by side.

How much is title insurance in Maine?

Owner's title insurance in Maine costs approximately ~$2,325 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.

How much are recording fees in Maine?

Recording fees in Maine are set by each county recorder and typically range from $25 to $200 for a standard deed.

Can I calculate closing costs for a specific Maine address?

Yes. myClosingCost covers all Maine counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.

Closing Costs by State

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