HomeClosing Costs by StateNew Hampshire

Closing Costs in New Hampshire (2026 Guide)

Exact transfer tax rates, recording fees, and title insurance costs for New Hampshire home buyers and sellers. Updated for 2026.

Calculate for a Specific NH Address →

New Hampshire Closing Cost Summary

State Transfer Tax
1.500%
Paid by: split
Deed Recording Fee
Varies by county
Set by county recorder
Owner's Title Insurance
~$2,325 on a $450K home
On a $450K home
Sample Transfer Tax
$6,750
On a $450K sale
Note: New Hampshire may have additional county and municipal transfer taxes on top of the state rate. Local rates vary significantly. The calculator accounts for all layers for any specific address.
Get exact costs for your New Hampshire address →

New Hampshire Closing Cost FAQ

How much are closing costs in New Hampshire?

Closing costs in New Hampshire typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the myClosingCost calculator for an exact estimate on any New Hampshire address.

Does New Hampshire have a real estate transfer tax?

Yes. New Hampshire imposes a transfer tax of 1.500%, typically paid by the split.

Who pays closing costs in New Hampshire — buyer or seller?

In New Hampshire, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The myClosingCost calculator shows both buyer and seller totals side by side.

How much is title insurance in New Hampshire?

Owner's title insurance in New Hampshire costs approximately ~$2,325 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.

How much are recording fees in New Hampshire?

Recording fees in New Hampshire are set by each county recorder and typically range from $25 to $200 for a standard deed.

Can I calculate closing costs for a specific New Hampshire address?

Yes. myClosingCost covers all New Hampshire counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.

Closing Costs by State

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