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Closing Costs in Louisiana (2026 Guide)

Exact transfer tax rates, recording fees, and title insurance costs for Louisiana home buyers and sellers. Updated for 2026.

Maintained by MyClosingCost.com · Last updated September 10, 2026

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Louisiana Closing Cost Summary

State Transfer Tax
No transfer tax
Paid by: seller
Deed Recording Fee
Varies by county
Set by county recorder
Owner's Title Insurance
~$1,100 on a $450K home
On a $450K home
Sample Transfer Tax
$0 (no state transfer tax)
On a $450K sale
Note: Louisiana may have additional county and municipal transfer taxes on top of the state rate. Local rates vary significantly. The calculator accounts for all layers for any specific address.
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Louisiana Closing Cost FAQ

How much are closing costs in Louisiana?

Closing costs in Louisiana typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the MyClosingCost.com calculator for an exact estimate on any Louisiana address.

Does Louisiana have a real estate transfer tax?

Louisiana does not impose a state-level real estate transfer tax. Some counties or municipalities may have their own local transfer taxes.

Who pays closing costs in Louisiana — buyer or seller?

In Louisiana, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The MyClosingCost.com calculator shows both buyer and seller totals side by side.

How much is title insurance in Louisiana?

Owner's title insurance in Louisiana costs approximately ~$1,100 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.

How much are recording fees in Louisiana?

Recording fees in Louisiana are set by each county recorder and typically range from $25 to $200 for a standard deed.

Can I calculate closing costs for a specific Louisiana address?

Yes. MyClosingCost.com covers all Louisiana counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.

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