Exact transfer tax rates, recording fees, and title insurance costs for Virginia home buyers and sellers. Updated for 2026.
Calculate for a Specific VA Address →Closing costs in Virginia typically range from 2% to 5% of the sale price for buyers, and 1% to 3% for sellers (excluding agent commission). The main components are transfer taxes, recording fees, and title insurance. Use the myClosingCost calculator for an exact estimate on any Virginia address.
Yes. Virginia imposes a transfer tax of $0.50 per $500 of sale price, typically paid by the seller.
In Virginia, some costs are customarily paid by one side. Transfer taxes are often split or assigned by custom and contract. Recording fees for the deed are typically paid by the buyer. Title insurance is negotiable. The myClosingCost calculator shows both buyer and seller totals side by side.
Owner's title insurance in Virginia costs approximately ~$1,715 on a $450K home. The exact premium depends on the sale price and which underwriter your title company uses.
Recording fees in Virginia are set by each county recorder and typically range from $25 to $200 for a standard deed.
Yes. myClosingCost covers all Virginia counties and calculates exact transfer taxes, recording fees, and title insurance for any residential address. Enter your address at myclosingcost.com — no account required, completely free.