Based on the list price of $399,000. Actual costs may vary. Listing data last observed September 28, 2026.
Estimates include state and local transfer taxes, county recording fees, and title insurance. Does not include lender fees, prepaid items, or agent commissions. Run the full calculator to adjust the price or see itemized details.
Finding agents…
Based on the list price of $399,000, estimated buyer closing costs for 797 Charles James Cir, Ellicott City, MD 21043 are $3,323 (0.8% of purchase price). Seller closing costs are estimated at $8,828. These include transfer taxes, recording fees, and title insurance.
Transfer taxes in Ellicott City, MD are assessed at the state and local level. For 797 Charles James Cir, Ellicott City, MD 21043 at $399,000, the combined transfer tax estimate is $9,976. Rates vary by jurisdiction — the MyClosingCost.com engine covers all layers for this address.
At 797 Charles James Cir, Ellicott City, MD 21043, buyers typically pay recording fees and lender's title insurance. Sellers commonly pay owner's title insurance and may share transfer tax costs depending on local custom. The breakdown above shows the estimated split for this address.
Adjust the sale price, see buyer vs. seller totals, and share with your client — all free, no account needed.
Open in Calculator →