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Active Listing · Swampscott, MA

481 Humphrey St, Swampscott, MA 01907

$825,000Listing Price
🎓Swampscott High · Swampscott
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4 bd1.5 ba1,736 sqftSingle FamilyBuilt 17986,190 sqft lot57 days on market

Estimated Closing Costs

Based on the list price of $825,000. Actual costs may vary. Listing data last observed October 5, 2026.

Buyer Closing Costs
$2,423
(0.3%)
Seller Closing Costs
$6,062
(0.7%)
Cost ItemBuyerSeller
Transfer Tax$0$3,762
Recording Fees (Deed)$360—
Owner's Title Insurance—$2,300
Lender's Title Insurance$2,063—
Total$2,423$6,062

Estimates include state and local transfer taxes, county recording fees, and title insurance. Does not include lender fees, prepaid items, or agent commissions. Run the full calculator to adjust the price or see itemized details.

Listed By
Ellen Zumbado
Marsh Properties, Inc.
MLS (MLSPIN) #73561157
6035027828ezumbado@thegovegroup.comAgent Website →

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Frequently Asked Questions

How much are closing costs for 481 Humphrey St, Swampscott, MA 01907?

Based on the list price of $825,000, estimated buyer closing costs for 481 Humphrey St, Swampscott, MA 01907 are $2,423 (0.3% of purchase price). Seller closing costs are estimated at $6,062. These include transfer taxes, recording fees, and title insurance.

What are the transfer taxes for a home in Swampscott, MA?

Transfer taxes in Swampscott, MA are assessed at the state and local level. For 481 Humphrey St, Swampscott, MA 01907 at $825,000, the combined transfer tax estimate is available via the calculator. Rates vary by jurisdiction — the MyClosingCost.com engine covers all layers for this address.

Who pays closing costs — buyer or seller?

At 481 Humphrey St, Swampscott, MA 01907, buyers typically pay recording fees and lender's title insurance. Sellers commonly pay owner's title insurance and may share transfer tax costs depending on local custom. The breakdown above shows the estimated split for this address.

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