Based on the list price of $529,000. Actual costs may vary. Listing data last observed October 5, 2026.
Estimates include state and local transfer taxes, county recording fees, and title insurance. Does not include lender fees, prepaid items, or agent commissions. Run the full calculator to adjust the price or see itemized details.
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Based on the list price of $529,000, estimated buyer closing costs for 120 Spruce St, Paterson, NJ 07501 are $1,221 (0.2% of purchase price). Seller closing costs are estimated at $6,376. These include transfer taxes, recording fees, and title insurance.
Transfer taxes in Paterson, NJ are assessed at the state and local level. For 120 Spruce St, Paterson, NJ 07501 at $529,000, the combined transfer tax estimate is available via the calculator. Rates vary by jurisdiction — the MyClosingCost.com engine covers all layers for this address.
At 120 Spruce St, Paterson, NJ 07501, buyers typically pay recording fees and lender's title insurance. Sellers commonly pay owner's title insurance and may share transfer tax costs depending on local custom. The breakdown above shows the estimated split for this address.
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